Recently a new concept has been created that it’s OK to carry debt into retirement, including home mortgage. There is a big problem with that. Your income is a lot less than when you were working full time. You must service your debt, there is no way out. If the debt is at the proportion … Continue Reading »
To start a business and be successful at it, you need a lot of planning and resources. You need a good and well thought-out business plan. As humans, we have some “generic” characteristics and qualities but they are sometimes hidden deep in ourselves. We have to bring them out to the surface because that’s how … Continue Reading »
It seems that PowerPoint, the Microsoft software for presentation, has become an obsession with some. Not only businesses use it heavily but the U.S. Armed Forces have seemingly become obsessed as well. To use PowerPoint effectively, you need to follow methodology for a good and structured design. Some slides that I have seen in businesses … Continue Reading »
More and more economists agree that the economy is on its path to recovery. This might be a great time for some folks to think about starting a business. Whether the U.S. is still the land of opportunity or not, there are still many ways to find your niche market, work at it and make … Continue Reading »
U.S. Bureau of Labor Statistics and some economic experts have identified four major industries where an explosive growth of jobs is predicted. Granted presently the economy seems to be on a rebound, the job growth is slow and gradual. However, in the next few years, some industries would grow more than others. If you are … Continue Reading »
Small Business Tax Review – The tax and management guidance to small and medium sized businesses – like previous years have done a super job this year as well for individual taxpayers convenience. Among other things, they have developed a checklist you can use if you are preparing your own return, reviewing your return, etc. … Continue Reading »
Have you been out of work for a while? Does your next job seems to be getting farther and farther from your person? Do you have some financial resources available? If your answer is yes, then I suggest you think about taking a different route other than the traditional jobs you have so successfully worked … Continue Reading »
Robert Reich has an article over at huffingtonpost.com that he wrote on January 13, 2010. He has compared the big guys on Wall Street with us folks on Main Street. I thought the points he made were important and “revealing” that I should mention them here, of course with a little twist of my own. … Continue Reading »
One of my favorite TV hosts, Bill Maher, who keeps making excellent comments on politics and religion, among other subjects, has written an article on big banks on huffingtonpost.com. I have been following his shows for quite some time now. But this is the first time I read his article about banks and big banks … Continue Reading »
A time comes that an increasing number of people get tired of routine things to do, one of which is shopping. Especially in today’s rotten economy, when you do shopping just for the sake of shopping, because you have nothing much else to do, you must change your habits. The general populace is being hit … Continue Reading »
