Not a whole lot. Most of the time, they are both confusing, maybe not intentionally but they are, nevertheless. The only way you know their cure is working or not – physical or financial – is when it’s too late. In a worst-case scenario, in the former case, you can lose your physical life. In … Continue Reading »
Whether planning for retirement, making an effort to reduce income taxes or maximizing current income, there are many excellent tax-deferred or tax-deductible investment options to consider. There are also many tax advantaged accounts from which your financial adviser can choose, based on your goals. A good financial adviser will work with you to develop a … Continue Reading »
Oops! I meant to say creditors. Sorry for the slip up. You have earned a respectable income all your life. Now you are retired or out of work. In this lousy market, the value of investment in your retirement account is down and perhaps way down. What happens to your company-sponsored retirement accounts that you … Continue Reading »
Since the start of the recession, more than 3 million people have lost their jobs, according to the Bureau of Labor Statistics. Are you one of them? If you are, then you ought to make decisions about your personal finances and the sooner the better. In addition to making decisions about your health and insurance … Continue Reading »
2008 was a volatile and financially uncertain year and 2009 seem to be the same. There are still certain things you can do to get back on track to your financial success, especially in your retirement. Remember to look for new opportunities. The following 2009 resolutions offer very specific steps to consider that can provide … Continue Reading »
A volatile stock market, falling property values, rising prices, mounting unemployment and credit crunch have shaken even the most indifferent Americans. Many wonder if their nest eggs are safe, how to stretch their budgets as health costs rise, and whether they should delay retirement and keep on working – or for some, may be return … Continue Reading »
