Insurance, if you can afford it, is the security for tomorrow's catastrophe which can happen anytime especially when least expected. Get as much insurance as you can afford. It will do you good in the long run.
Insurance, if you can afford it, is the security for tomorrow's catastrophe which can happen anytime especially when least expected. Get as much insurance as you can afford. It will do you good in the long run.
Of course, the best time to name a beneficiary or beneficiaries is when you buy life insurance. Think about who will benefit when you are “deleted” from the surface of the earth. When you are archived in that huge database up in the sky somewhere. It’s not a good description of saying after you have … Continue Reading »
Any time is a good time to buy into life insurance. Life is unpredictable, of course. But many folks try to keep delaying the decision of buying into it. Home insurance is mostly required by mortgage lenders. Auto insurance is a must in most states. Life insurance is your choice and that is probably the … Continue Reading »
Media has reported extensively on the far-reaching overhaul of the nation’s health system on Sunday, March 21, 2010. It was approved overwhelming by House Democrats over unanimous Republican opposition to provide medical coverage to tens of millions of uninsured Americans. This was done after an epic political battle that could define the differences between the … Continue Reading »
The other day, my 20-year old son asked me what insurance premium was. Here is my simple explanation. I dedicate this post to the newest of the new folks who have little or no knowledge of what insurance premium is and how the insurance policy works. Let’s understand the essence of insurance. What’s involved in … Continue Reading »
Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more than the minimum limits. If you are found legally responsible for bills that are more than your insurance covers, you will have to pay the … Continue Reading »
The price you pay for your auto insurance can vary by hundreds of dollars, depending on what type of car you have and the insurance company you buy your policy from. Here are some ways to save money. Shop around Prices vary from company to company, so it pays to shop around. Obviously, you have … Continue Reading »
The last few months, the banking industry has not been doing good, to say the least. Many consumers have been understandably preoccupied with the fate of their bankers and their banking relationships. Along with banking, there are other financial services that have been experiencing difficulty lately. Consumers have been so busy trying to shore up … Continue Reading »
When you are out in the market looking to buy a house, monthly mortgage is not the only item for budgeting your monthly cash outflow. In addition, you have to pay for property tax, house maintenance and maybe some repair, and most importantly, your home insurance. Your house, needless to say, is the roof over … Continue Reading »
I know these are very difficult times. People are loosing jobs. So far this year, in the first 10 months of 2008, more than 1.2 million jobs have been lost. There are others, not including in this data, who are discouraged to even look for a job. Some have exhausted their unemployment insurance benefits. Read more…