Finances


Are Gov. employees making more or less than private sector?

Mar 10, 2010 | | Posted in Finances

Are government employees – federal, state, and local – earning more money or less than their counterpart in the private sector? I always thought folks in private sector were making more money. That’s the impression I get from the media. Articles after articles have been written about their pay. Brian S. Wesbury and Robert Stein … Continue Reading »



It’s OK to take commercialism out of our health-care system

Mar 5, 2010 | | Posted in Finances

I, like so many others, have read many articles about our national health-care system. As long as I can remember, since moving to the States in the seventies, the debate about health-care system has been going on and off, especially during election years. Presently, it has been presented to the American people as if it’s … Continue Reading »


Is the country known as the U.S. financially governable?

Feb 18, 2010 | | Posted in Finances

The title for today’s post is part of a statement given by G. William Hoagland, who was a fiscal policy adviser to Senate Republican leaders and a witness to past bipartisan budget summits. “These days I wonder if this country is even governable.” On Feb. 15, 2010, Senator Evan Bayh of Indiana – son of … Continue Reading »


Can there ever be a ‘French Revolution’ in the United States?

Feb 1, 2010 | | Posted in Finances

This post is dedicated to the folks who can afford a value meal at a fast-food joint, especially the dollar menu. It’s always heart-breaking [or is it heart-warming?] to know that no matter how poorly the economy is doing, we will always have the robber-baron class. They will always have something to blow their money … Continue Reading »


Proposed legislation could give some relief to consumers

Jan 23, 2010 | | Posted in Finances

President Obama and his administration have frequently talked about curbing the size and the risk-taking of big financial institutions. That means it would “tie up” the hands of the big guys. I guess, for that reason, the new proposed legislation had a direct impact on the stock market Thursday as traders sold off shares of … Continue Reading »


Stop the Abuse: It’s time to break up with your Big Bank

Jan 16, 2010 | | Posted in Finances

One of my favorite TV hosts, Bill Maher, who keeps making excellent comments on politics and religion, among other subjects, has written an article on big banks on huffingtonpost.com. I have been following his shows for quite some time now. But this is the first time I read his article about banks and big banks … Continue Reading »


Tips to achieve financial success in your lifetime

Jan 7, 2010 | | Posted in Finances

For some folks, financial success means peace of mind and not worry about debt and its intricacies. For others, it means more. More than they already have, no matter how much. If they get hands on $19 million, they are not satisfied. They would use any means necessary to be financially successful.
Let’s talk about … Continue Reading »


Consumer spending is the backbone of GDP of U.S. economy

Jan 4, 2010 | | Posted in Finances

Gross Domestic Product is commonly known as the GDP of a country. Economists and finance experts say that the main engine of the U.S. economy is consumer spending which accounts for two-thirds of the GDP. So let’s say nobody buys anything – I mean nothing at all – the U.S. economy might collapse. It might … Continue Reading »


Interest is the backbone of modern economy

Dec 5, 2009 | | Posted in Finances

In modern world, especially the Western world and Japan, interest rate is considered the backbone of modern finances and that includes your family finances as well. It affects and impacts us all in every walk of life. Individuals and families ought to understand its importance. In the following post, I have attempted to explain what … Continue Reading »


Borrow or lend as little as $25 with the help of Kiva

Dec 3, 2009 | | Posted in Finances

I did a post about peer-to-peer micro-lending a while back: “Here is your chance to access affordable and flexible credit“. That program is offered by Virgin Money.
What is Kiva?
Kiva is the world’s first online lending platform connecting online lenders to entrepreneurs across the globe.
Originally
Kiva started linking folks with screened “micro-preneurs” in the developing world. … Continue Reading »


Who will dominate the growing online shopping landscape?

Nov 25, 2009 | | Posted in Finances

It seems that the biggest online stores are heavily competing against one another on price and shipping & handling cost. Case in point: Wal-Mart and Amazon. The battle for your wallet began last month over the prices of popular new books and DVDs. It has since spread to select video game consoles ($199 for the … Continue Reading »


To Verizon President: You need to work on Customer Service

Nov 23, 2009 | | Posted in Finances

As far as we are concerned, Mr. Verizon President, your customer service stinks. You need to work on it. You guys don’t have the foggiest idea what customer service is, let alone provide at least some decent service to its customers. Verizon has become such a big company that it now is at par with … Continue Reading »


Some experts say divorce can ruin couples financially

Nov 15, 2009 | | Posted in Finances

We all know divorce has huge effects on spouses’ emotional life, not to mention the kids’. More often than not, kids are the biggest losers especially when they are at teenage or younger. However, most couples don’t realize that divorce can also be among the worst and ruinous financial moves anyone can make. The more … Continue Reading »


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