Tips for investing strategy if you have plenty of savings
Thu Jul 9, 2009 | | Posted in Finances Invest
Savings is good. The more you save, the better it is for you and your family. If you can’t pay for something, don’t buy it. Your ultimate goal should be a comfortable retirement for yourself and college for the kids. Excerpts from the article on CNN The Aquinos live by a simple rule: “If we … Continue Reading »
5 Tips to take an active role in rebuilding your portfolio
Thu May 28, 2009 | | Posted in Finances Invest
We all know by now, many Americans have experienced firsthand the ups and downs that come with investing. We have all been through a very tough year. However, history has shown that the markets have a way of coming back. So, instead of letting fear overwhelm and grip you, it may be financially wise to … Continue Reading »
Tips to follow the rule of 100 when investing
Sun May 10, 2009 | | Posted in Finances Invest
Basically, the rule of 100 states that you take your age and subtract it from 100 to arrive at the approximate percentage of your portfolio that should be held in stocks. The rest should be allocated to cash and high-quality income and bonds. So a 25-year old who is just starting out in life, would … Continue Reading »
Dollar-Cost Averaging Is Key To Success When Investing
Sun Apr 19, 2009 | | Posted in Finances Invest
Dollar-Cost Averaging Invest the same amount of money every month over an extended period of time, regardless of whether the market is up or down. Dollar-Cost Averaging has generally two-fold characteristics: 1) You should increase the amount of money you invest as your income increases. 2) You should not make changes because of what the … Continue Reading »
Investment strategies for a lifetime
Tue Apr 14, 2009 | | Posted in Finances Invest
Find a good financial adviser (FA) who can offer you objective, comprehensive advice that will serve you throughout your investment lifetime and can give you customized financial solutions to satisfy your financial needs. Take steps to ensure your financial adviser is trustworthy. You know that financial situations change. Goals change, too. The financial adviser will … Continue Reading »
How To Invest 20 Bucks
Tue Mar 3, 2009 | | Posted in Finances Invest
For many individuals, the biggest obstacle that prevents them from getting started investing is lack of money. Got only $20 to put away, you say? Well, there are ways you can start investing with as little as $20, the money you saved by not going to Starbucks for a couple of days. You can ask … Continue Reading »
Are good companies to work for good companies to invest in?
Wed Feb 25, 2009 | | Posted in Finances Invest
Every year, Fortune magazine publishes “100 best companies to work for”. The latest such issue was in January 2009. Some economists and behavioral scientists, for example, Alex Edmans of Wharton business school, suggest that choosing to invest in a portfolio comprising companies that have happy employees is likely to bring rewards. Mr Edmans suggests that … Continue Reading »
Diversification is key to asset allocation
Thu Feb 19, 2009 | | Posted in Finances Invest
When you talk to a financial adviser, you must understand and be mindful of some strategies for asset allocation. Any strategy must consider short- and long-term goals in line with your current circumstances and your future potential earnings. Generally, among asset classes, stock may present more short-term risk and volatility than bonds but may provide … Continue Reading »
Diversification makes more sense now than ever before
Sun Jan 25, 2009 | | Posted in Finances Invest
According to the Federal Reserve’s Flow of Funds report, household net worth – the difference between the value of assets and liabilities – was an estimated $56.5 trillion at the end of the third quarter of 2008, $2.8 trillion dollars less than in the preceding quarter. Many economists agree that this fall-out was due to … Continue Reading »
Death seems to be recession-resistant industry for investing
Sat Jan 24, 2009 | | Posted in Finances Invest
You know times are tough when economists and Chief Financial Officers (CFO) in a company cannot agree on certain economics terminology. Economists use the words “recession-proof” industries while CFOs shy away from that term and instead suggest that “recession-resistant” is more accurate. Before investing, be a true investor and familiarize yourself with asset allocation for … Continue Reading »
