Strategies to protect your portfolio against inflation in 2010

Many experts suggest to not worry about inflation in the near future. But because certain events have recently taken place, there might be a chance of inflation creeping up in your financial life. The reason some experts give is two fold: 1) The rapid growth of the money supply from the U.S. Government into the … Continue Reading »

4 Strategic steps to get back on your financial track for 2010

If you have not made a new-year resolution for 2010 concerning your personal finances, either you are very rich with your personal financial advisers or you are just getting by from paycheck to paycheck and you have no desire or saving to worry about something like investing. I agree with folks in both categories.
However, … Continue Reading »

How you could make $20 Billion in previous two years

Over at http://online.wsj.com, Gregory Zuckerman has an article titled “‘Greatest Trade’: How You Can Make $20 Billion”.
Even as the financial system collapsed last year, and millions of investors lost billions of dollars, one unlikely investor was racking up historic profits: John Paulson, a hedge-fund manager in New York.
His firm made $20 billion between 2007 and … Continue Reading »

Gold has gone where no precious metal has ever gone before

The price of gold briefly surpassed $1,100 an ounce on Friday, a record high – a new frontier for the yellow metal. That means it has gone where no precious metal has ever gone before. Gold is the king of the precious-metal jungle. It’s the lion of its own domain. [I wish I could say … Continue Reading »

Tips and resources for investing over the long term

In these hard times, if you want to invest your hard-earned money, you better start educating yourself about the subject. You must be willing to put in some reading and understanding time, so that you are ready to invest perhaps in stocks, bonds, real estate. You must understand the market and how to put together … Continue Reading »

With fear of inflation, TIPS are in abundance

In finance, the fear of inflation makes you change your investment strategies. One strategy can be to invest in exchange-traded funds – ETF – holding Treasury inflation-protected securities commonly know as TIPS. They are basically government-issued bonds.
So far this year, investors have poured in more than $17 billion into funds that invest in TIPS. That … Continue Reading »

What are Splits and Buybacks – an explanation

A while back, I read online about a company’s stock being split and another had announced buybacks of its shares. Some financial experts had commented on that news without realizing to explain what these two terms actually mean. So I did some research and here is the description in simple terms what they mean.

Designate a beneficiary for your investment accounts

Now that you have written out your will, and have appointed a power of attorney to act on your behalf, next task to perform is to designate a beneficiary for investment accounts.
You can do so for all your different accounts such as:

Retirement accounts such as IRAs, Roth IRAs, and SIMPLE IRAs
Assets in your retirement accounts … Continue Reading »

A Will can protect and preserve your assets

You can protect what you have – your assets – by naming beneficiaries, creating a will, and other estate-planning tasks. That means you would distribute it to the people and causes most important to you.
A will is the most important tool to preserve your assets
A will is one of the most important legal documents you … Continue Reading »

Take time to study financial statements before investing

The objective of financial statements is to provide information about the financial position, performance and changes in financial position of an enterprise that is useful to a wide range of users in making economic decisions.
In order to invest in a company, you should understand and be familiar with the various financial statements of the company … Continue Reading »

Plenty of savings, no investing strategy

Savings is good. The more you save, the better it is for you and your family. If you can’t pay for something, don’t buy it. Your ultimate goal should be a comfortable retirement for yourself and college for the kids.
Excerpts from the article on CNN
The Aquinos live by a simple rule: “If we can’t … Continue Reading »

Take an active role in rebuilding your portfolio

We all know by now, many Americans have experienced firsthand the ups and downs that come with investing. We have all been through a very tough year. However, history has shown that the markets have a way of coming back. So, instead of letting fear overwhelm and grip you, it may be financially wise to … Continue Reading »

Did you ever follow the rule of 100 when investing?

Basically, the rule of 100 states that you take your age and subtract it from 100 to arrive at the approximate percentage of your portfolio that should be held in stocks. The rest should be allocated to cash and high-quality income and bonds.
So a 25-year old who is just starting out in life, would … Continue Reading »

Dollar-cost averaging – a key to success when investing

Dollar-Cost Averaging
Invest the same amount of money every month over an extended period of time, regardless of whether the market is up or down.

You should increase the amount of money you invest as your income increases.

You should not make changes because of what the market is doing or what you think it might do.

Powerful – … Continue Reading »