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	<title>Personal Finance &#187; Debt</title>
	<atom:link href="http://mywebsiteworkout.com/personal-finances/category/debt/feed/" rel="self" type="application/rss+xml" />
	<link>http://mywebsiteworkout.com/personal-finances</link>
	<description>A blog for helping with your personal finance, debt, careers, mortgage, taxes, technology and more... Visit http://mywebsiteworkout.com/personal-finances/ for more information.</description>
	<lastBuildDate>Tue, 21 Sep 2010 22:03:21 +0000</lastBuildDate>
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		<title>Debt Is Four-Letter Word In Financial Success</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/09/03/debt/debt-is-four-letter-word-in-financial-success/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/09/03/debt/debt-is-four-letter-word-in-financial-success/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 11:00:08 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Financial success]]></category>
		<category><![CDATA[FOX]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[word]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17671</guid>
		<description><![CDATA[I have often said that debt is a four-letter word that is not necessarily bad when mentioning it. There is bad debt and there is good debt. We must avoid stinking bad debt but good debt is usually the livelihood in our personal financial life. TD AMERITRADE Holding Corporation did a survey about how folks ... <a href="http://mywebsiteworkout.com/personal-finances/2010/09/03/debt/debt-is-four-letter-word-in-financial-success/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/09/03/debt/debt-is-four-letter-word-in-financial-success/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Anxiety And Obsession May Lead To Overspending</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/08/13/debt/anxiety-and-obsession-may-lead-to-overspending/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/08/13/debt/anxiety-and-obsession-may-lead-to-overspending/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 08:38:11 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[anxiety]]></category>
		<category><![CDATA[anxiety attacks]]></category>
		<category><![CDATA[anxiety disorder]]></category>
		<category><![CDATA[anxiety disorders]]></category>
		<category><![CDATA[confidence]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[low self esteem]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[panic attacks]]></category>
		<category><![CDATA[panic disorders]]></category>
		<category><![CDATA[positive affirmations]]></category>
		<category><![CDATA[positive mental attitude]]></category>
		<category><![CDATA[social anxiety]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17642</guid>
		<description><![CDATA[Millions of folks overspend seemingly with no reason at all. However, psychiatrists and other social scientists tell us that there are always some reasons behind overspending, overeating and over everything else. Especially those who cannot even afford will go out on a spending spree. In that case, it&#8217;s just pathetic that we spend more than ... <a href="http://mywebsiteworkout.com/personal-finances/2010/08/13/debt/anxiety-and-obsession-may-lead-to-overspending/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/08/13/debt/anxiety-and-obsession-may-lead-to-overspending/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Lack Of Credit Card Discipline Gets You In Deep Debt</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/07/28/debt/lack-of-credit-card-discipline-gets-you-in-deep-debt/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/07/28/debt/lack-of-credit-card-discipline-gets-you-in-deep-debt/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 14:47:43 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Cause]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[lack of discipline]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[Symptoms]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17620</guid>
		<description><![CDATA[Many folks gets multiple credit cards and start purchasing things whether they need them or not. Quite a few consumers, some surveys suggest more than 10% of all consumers &#8211; buy things they don&#8217;t need. Some of them spend even if they can&#8217;t afford but because their friends spend. The problem of credit cards debt ... <a href="http://mywebsiteworkout.com/personal-finances/2010/07/28/debt/lack-of-credit-card-discipline-gets-you-in-deep-debt/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/07/28/debt/lack-of-credit-card-discipline-gets-you-in-deep-debt/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Debt Collection Mustangs Are Hopefully Being Broken By FTC</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/07/14/debt/debt-collection-mustangs-are-hopefully-being-broken-by-ftc/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/07/14/debt/debt-collection-mustangs-are-hopefully-being-broken-by-ftc/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 05:14:08 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Suits and Litigation]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17604</guid>
		<description><![CDATA[Federal Trade Commission finally realized that the process for debt collection is wrong, immoral and highly unethical. [The three words are mine and not those of FTC.] On its July 12, 2010 blog post, FTC has used the words &#8220;some concerns with debt collection litigation and arbitration.&#8221; It also said it needs more data [and ... <a href="http://mywebsiteworkout.com/personal-finances/2010/07/14/debt/debt-collection-mustangs-are-hopefully-being-broken-by-ftc/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/07/14/debt/debt-collection-mustangs-are-hopefully-being-broken-by-ftc/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What&#8217;s It With My Family Budget &#8211; Too Much Debt</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/06/19/debt/whats-it-with-my-family-budget-too-much-debt/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/06/19/debt/whats-it-with-my-family-budget-too-much-debt/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 07:52:13 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[family budget]]></category>
		<category><![CDATA[spend less than you make]]></category>
		<category><![CDATA[Too Much Debt]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17548</guid>
		<description><![CDATA[When I make $2 and spend $3, then I force myself with my spending habits to borrow the $1 that I need to make up for my financial deficiency. So I am $1 in debt for every $3 that I spend with my $2 income that stays the same for a long time. Before I ... <a href="http://mywebsiteworkout.com/personal-finances/2010/06/19/debt/whats-it-with-my-family-budget-too-much-debt/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/06/19/debt/whats-it-with-my-family-budget-too-much-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Debt Leftovers When You Are Deleted</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/06/16/debt/your-debt-leftovers-when-you-are-deleted/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/06/16/debt/your-debt-leftovers-when-you-are-deleted/#comments</comments>
		<pubDate>Wed, 16 Jun 2010 12:15:40 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[immortal]]></category>
		<category><![CDATA[life after]]></category>
		<category><![CDATA[mortal]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17557</guid>
		<description><![CDATA[Benjamin Franklin once said &#8220;Make no expense but to do good to others or yourself; i.e., waste nothing.&#8221; He also said that &#8211; and has been quoted differently in his words &#8211; &#8220;Death, taxes and childbirth! There&#8217;s never any convenient time for any of them.&#8221; In computer and Internet jargon, death comes when you are ... <a href="http://mywebsiteworkout.com/personal-finances/2010/06/16/debt/your-debt-leftovers-when-you-are-deleted/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/06/16/debt/your-debt-leftovers-when-you-are-deleted/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Getting Into Debt Is Easy &#8211; Buy Debt Making Machine</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/06/12/debt/getting-into-debt-is-easy-buy-debt-making-machine/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/06/12/debt/getting-into-debt-is-easy-buy-debt-making-machine/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 11:29:48 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[Debt Making Machine]]></category>
		<category><![CDATA[good debt]]></category>
		<category><![CDATA[stinking debt]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17536</guid>
		<description><![CDATA[In these bad times, if you are like millions of folks and are living with seemingly permanent debt that without some external force, either on your own or an outside helping hand, will remain with you for the rest of your life and beyond. After you are &#8220;deleted&#8221; from the surface of the earth one ... <a href="http://mywebsiteworkout.com/personal-finances/2010/06/12/debt/getting-into-debt-is-easy-buy-debt-making-machine/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/06/12/debt/getting-into-debt-is-easy-buy-debt-making-machine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Need Extremely Sharp Knife To Cut Accumulated Debt Fats</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/06/06/debt/you-need-extremely-sharp-knife-to-cut-accumulated-debt-fats/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/06/06/debt/you-need-extremely-sharp-knife-to-cut-accumulated-debt-fats/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 10:36:37 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Accumulated]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[Change your mindset]]></category>
		<category><![CDATA[debt fats]]></category>
		<category><![CDATA[good debt]]></category>
		<category><![CDATA[how to get out of debt]]></category>
		<category><![CDATA[mindset]]></category>
		<category><![CDATA[spend less than you make]]></category>
		<category><![CDATA[spend more than you make]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17532</guid>
		<description><![CDATA[For some folks [read millions] who are carrying huge debts under their belt, extreme measures may be necessary in their financial life to start the long journey of getting out of debt. Blogs after blogs about debt have been published, books have been in the store collecting dust [and debt in the form of inventory ... <a href="http://mywebsiteworkout.com/personal-finances/2010/06/06/debt/you-need-extremely-sharp-knife-to-cut-accumulated-debt-fats/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/06/06/debt/you-need-extremely-sharp-knife-to-cut-accumulated-debt-fats/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Tips To Regulate And Dig Out Of Debt</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/05/30/debt/tips-to-regulate-and-dig-out-of-debt/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/05/30/debt/tips-to-regulate-and-dig-out-of-debt/#comments</comments>
		<pubDate>Sun, 30 May 2010 11:24:26 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Dig Out Of Debt]]></category>
		<category><![CDATA[Regulate Debt]]></category>
		<category><![CDATA[use credit card wisely]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17521</guid>
		<description><![CDATA[The biggest unsecured debt that Americans carry under their belt comes from credit card. And the reason is that most folks make only the minimum payment or just over it. Over a few years, that kind of debt balloons to mostly unregulated stratosphere. Instead you must act like FTC, SEC, and other government agencies to ... <a href="http://mywebsiteworkout.com/personal-finances/2010/05/30/debt/tips-to-regulate-and-dig-out-of-debt/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/05/30/debt/tips-to-regulate-and-dig-out-of-debt/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Top 20 Cities With The Most Consumer Debt</title>
		<link>http://mywebsiteworkout.com/personal-finances/2010/05/17/debt/the-top-20-cities-with-the-most-consumer-debt/</link>
		<comments>http://mywebsiteworkout.com/personal-finances/2010/05/17/debt/the-top-20-cities-with-the-most-consumer-debt/#comments</comments>
		<pubDate>Mon, 17 May 2010 06:39:33 +0000</pubDate>
		<dc:creator>Shafi</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[20 Cities]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[most]]></category>
		<category><![CDATA[Top]]></category>

		<guid isPermaLink="false">http://mywebsiteworkout.com/personal-finances/?p=17499</guid>
		<description><![CDATA[Experian, the credit rating agency, on May 13 2010, released a list of 20 cities where their residents carry the most personal debt as of March 2010. To come up with its list of 20 cities, the agency took a statistical sampling of customers from its credit rating database in each metropolitan area. Researchers then ... <a href="http://mywebsiteworkout.com/personal-finances/2010/05/17/debt/the-top-20-cities-with-the-most-consumer-debt/">Continue Reading &#187;</a>]]></description>
		<wfw:commentRss>http://mywebsiteworkout.com/personal-finances/2010/05/17/debt/the-top-20-cities-with-the-most-consumer-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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